Take me home

Safe, secure and reliable payment processing since 1997

Wanting to accept cards for the first time or looking to switch?
With so many ways to accept card payments, whatever your business needs we have the solution that's right!

Direct Merchant Account
All our online payment processing accounts provide you with your own merchant account
Payment Gateway
Our secure PCI compliant gateway sits between your website and the acquiring bank
FREE Business Tools
Virtual terminal for MOTO, repeat billing facility, reporting tools and batch processing
Flexible Integrations
Whether you have a website, cart or mobile app, there are numerous ways to integrate
No Trading Limits
We do not enforce a minimum or maximum trading limit with any of our accounts
The No Hassle Switch
Switching can be scary, but switching could be the best thing you do. Rates from 1.39%

Combined Merchant Account AND Payment Gateway

Everything you need - The perfect solution to accept payments online

The rates are the same for all cards (Visa, MasterCard, Amex) and there’s no difference in fees between EU or Worldwide Cards

Low - Medium Risk Businesses

Set-Up Fee
Monthly Fee
Transaction Rate
Gateway Fee
Settlement (Payout)
Virtual Terminal

UK, EU & WorldWide
High Risk Businesses

Set-Up Fee
Monthly Fee
Transaction Rate
From 4%
Gateway Fee
Settlement (Payout)
Virtual Terminal

UK, EU & European
Adult Industry Businesses

Set-Up Fee
Monthly Fee
Transaction Rate
From 3.5%
Gateway Fee
Settlement (Payout)
Virtual Terminal

Looking to switch to us? We may be able to beat your current deal - learn more...

I'm not sure which account to go for. Apart from costs what are the main differences?


Virtual Terminal FREE Virtual Terminal
Having the ability to accept cards by phone massively increases sales

CMS Management System
The CMS is a central resource to help you manage your online accounts

Numerous Integrations Numerous Integrations
We understand that merchants vary with respect to their integration needs

Repeat Billing FREE Repeat Billing
Enables your customers to pay for goods or services in installments
Reporting Tools Reporting Tools
Contains a variety of reports to provide you with all the information you need
Account Manager Account Manager
While your account is live you will have a single dedicated account manager

Accredited partners with UK, European and Worldwide acquiring banks

Accredited partners with UK, European and Worldwide acquiring banks

Over 850m transactions processed
Over 1billion transactions processed
Quick, easy, simple application process
Quick, easy, simple application process
Quick switch with little or no paperwork
No hassle switch with little paperwork
Dedicated account manager
Dedicated account manager
No application fees or exit fees
No application fees or exit fees
Ability to trade in 120 currencies
Ability to trade in 120 currencies
Start-ups and new businesses accepted
Start-ups and new businesses accepted
24/7 technical support
24/7 technical support
Secure platform with 100% uptime
Secure platform with 100% uptime
Month by month contracts
Month by month contracts

Smartphone payments

With our Merchant Accounts
we provide the ability for you to start accepting payments via mobile devices from your customers.

More about mobile payments >>>

Start taking mobile payments today
What our customers say

What our customers say
"Thanks for the very quick replies throughout the application and making the whole procedure painless"

Lotus Driving Academy

Read more testimonials >>>

Main differences between the accounts we offer

To provide more choice each account uses different acquiring banks, therefore the costs, conditions and payment terms differ. All accounts come with the same great free features, however depending on your business model or country of incorporation depends on which account you should choose.

With the Standard account we can help companies from the UK, EU, US, Canada, New Zealand, Hong Kong and Australia. Also due to the large number of acquiring banks used in our network, we can help many more business types and start-up businesses. It also means that we have been able to help applicants who were previously turned down (subject to application).

With regards to our High Risk account, this is for merchants providing higher risk goods and services such as replica items and tobacco and for companies incorporated in the UK, United States, India and ROW

Finally our Adult account is for merchant providing sexually related goods and services incorporated in the UK, EU and Europe

Back to the top to view different merchant accounts

Just some of the companies that have come to us for their payment processing

First Hull Trains
Coors Group
Lotus Cars

The White Company
Papa John
City Link
Hull Daily Mail


Get started today...


Company Profile
Contacting Us
White Papers
Credit History and Checks
Why applications get declined
How It All Works
What is a Merchant Account?
What is a Payment Gateway?


Switch To Us Today and Save on Fees
Merchant Account and Gateway
Online Payments
Adult Merchant Account
High Risk Merchant Account
Credit Card Machines
Credit Card Reader
Free Virtual Terminal

High Volume & Corporate Accounts

Secure application process, fast settlement, numerous free features, dedicated account manager and 24/7 support

Web-Merchant Services Limited © 1997 - 2017 - Company Registration No. 03919014

Fully compliant with the Payment Card Industry Data Security Standard (PCI DSS). NCA Approved. Anti-Money Laundering Registration No.12709698. Data Protection Reg No. Z3544745
MasterCard ® is a registered trademark of MasterCard International Inc. Visa ® is a registered trademark of Visa International Service Association.

Need to get in touch with us? We're simply a click away...

National Crime Agency
Thawte Security
Data Protection Act 1998: Reg No. Z3544745
Anti-Money Laundering Registration No.12709698
PCI DSS Certified

Privacy Policy
Legal Information | Terms and Conditions | Cookies  | Anti-Money Laundering Policy
| html sitemap | xml sitemap | Twitter | LinkedIn