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Optimal Account integration issues
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Before applying for your chosen account we
recommend downloading the integration guide.
Click here to download
We understand that our merchants vary with respect to
their needs and requirements. Whether or not you have
a Web site, our processing options give you the flexibility
to select from one or all of our interfaces.
There are various ways to start processing
credit and debit card payments.
1) Application Programming Interface (API)
Ideal for merchants processing
large volumes of payments via a web site. Integrating
our API will allow you to accept credit and debit card
payments directly on your Web site. We
supply comprehensive integration documentation in addition
to live technical support. The API allows you
to securely submit several transaction types by way
of your own e-commerce site.
- Your customer can create
a profile that includes personal information and billing
details. The profile is securely stored, which is
used for future e-commerce transactions and can be
modified by the customer when required.
- Your customer can transparently
process purchases on your e-commerce site –
the customer experiences your branded site only.
- You can use existing customer
profiles to process purchase transaction requests,
e.g., for billing requests that occur regularly.
Below is an description of how it works. Please refer
to the integration guide for a more detailed explenation.
- Your customer has selected
all their items to purchase and enters the checkout
on your ecommerce site.
- The customer clicks the payment
button.
- This initiates an HTTP Post
request. This request contains both the encoded profileCheckoutRequest
XML document and a digital signature
- The customer – now
in an inline frame on your e-commerce site –
creates a payment instrument. (This is not required
if a customer profile has been set.)
- The customer views the purchase
details and then confirms the transaction.
- A payment request is then
initiated with the payment gateway back end.
- Gateway sends an XML response
back to you
- Gateway displays a confirmation
page to the customer.
Due the nature of our business integrations methods
can change. Therefore the information within these documents
is subject to change without notice. Up-to-date manuals
and integration guides are available once your account
is active and ready for testing.
2) Checkout API for one-time payments
The Checkout API allows a customer to transparently
process secure purchases on your e-commerce site. Please
note that the account used for this integration is for
eCommerce transactions only and does not support the
virtual terminal or the repeat billing facility.
3) Secure Payment Page
This option is ideal for merchants who want to process
secure credit card payments via the Internet, without
requiring a secure Web site or programming expertise.
With the Secure Payment Page, you only have to add
a single HTML link to your Web site. We have a programme
that generates this link for you. The link then takes
your customer to a secure payment page hosted
on our servers, where your customer enters
payment information to complete the purchase.
The Secure Payment Page option is available in two
versions: Static and Dynamic.
i) With the Static version, you generate a
link for each product/price combination in advance.
When your customer clicks on the link to purchase
the product, the Secure Payment Page is presented
to the customer showing the price that you specified
in advance. This version is simple to use, and is
appropriate when your site does not include shopping
cart features like multiple products, quantities,
shipping fees, or taxes.
View Static
version demo
ii) The Dynamic version allows you to create
a customised link on your web site for each order
as it is placed by your customer, regardless of the
number of different products purchased. This version
is ideal if your site includes shopping cart functionality.
View
Dynamic version demo
4) eCommerce Builder Shopping Cart
If you require a simple to use shopping cart Web site,
allowing your customers to add items to a basket and
then buy from you using Web-Merchant's secure checkout
process, why not take a look at our eCommerce
Builder solution ... it's everything you need
to trade online ... and more!
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