The Optimal Account

With the Optimal account we provide merchant facilities to most Pan European businesses. This means that if your business
is incorporated in Europe and is not on the prohibited business list, then this is the account for you. Please note that
your business bank account & company of incorporation can be in different countries. All we ask is that they are in the
same name.

The rates below are the rates you pay. None of that 'Transaction Rates From' shenanigans you get with other companies.

For more information please click the [info] links.

Application Fee
Annual Fee
Account set-up Fee [info]	£150
Monthly Fee	£20
Gateway Fee [info]	£0.20 per transaction
Credit Card Transaction Fee [info]	2.99%
Debit Card Transaction Fee [info]	2.99%
Contract Period	Month to month
Chargeback Fee [info]	£15
Settlement Period [info]	Weekly, 5 days in arrears
Rolling Reserve [info]	5% of turnover, held 6 months
Remittance Transfer Fee [info]	(FREE within the UK)
Minimum Remittance Amount [info]
---------------------------------------------------------------------------------------- Supported Information ---------------------------------------------------------------------------------------
Prohibited Businesses [Info]	PLEASE CHECK Adoption Agencies Adult pornography Aggregation Services Alcohol sales Animals and live stock Annual memberships Auctions Bail bonds Bankruptcy services Buying/Shopping Clubs Cannabis Seeds Credit repair Child pornography Chat Line/ Chat Rooms Collection agencies Copyright-infringing products Counterfeit products Controlled Drugs Debt refinancing Debt counselling Drug Paraphernalia Detective agencies Diet pills etc. Escort booking fees Factoring Services Firearms and munitions Insurance & Warranties (non FSA) Identity/Fraud insurance Legal highs etc. Master-merchant services MLM/pyramid/Ponzi schemes Massage parlours Narcotics or steroids sales Pawn shops Precious metals and rocks Prescription Drugs Research Chemicals Sexual encounter firms Short Term Loans Tobacco sales Used car sales Wonder drugs - diet pills etc.
Supported Currencies [Info]	Supported Currencies -------------------- Pound Sterling Euro US Dollar Above 3 are set up as standard -------------------- Australian Dollar Canadian Dollar Czech Koruna Danish Krone Hong Kong Dollar Japanese Yen New Zealand Dollar Norwegian Krone Singapore Dollar South African Rand Swedish Krona Switzerland Franc
Price Per Currency [Info]	FREE
Supported Countries [info]	Supported countries United Kingdom Andorra Austria Belgium Bulgaria Croatia Cyprus Czech Republic Denmark Estonia Finland France Germany Gibraltar Greece Hungary Iceland Ireland Israel Italy Latvia Liechtensteinv Lithuania Luxembourg Macedonia Malta Monaco Netherlands Norway Poland Portugal Romania San Marino Slovakia Slovenia Spain Sweden Switzerland Turkey
Supported Entities [info]	Supported entities Individual * Sole Proprietorship * Partnership Limited Company (Ltd) Public Limited Company (Plc) Corporation (for profit) Corporation (non-profit)
Credit & Debit Cards Accepted	Credit & Debit cards accepted Visa MasterCard Visa Electron Visa Delta Maestro JB (Pre Paid) Solo (UK only) Laser (Eire only) Amex
Minimum transaction value [info]
Deferred Payment Facility [info]
American Express Supported
---------------------------------------------------------------------------- Integration and Anti-Fraud Issues --------------------------------------------------------------------------
Comprehensive Anti-Fraud Systems
3D Secure Compatible
Integration Guide
PCI Compliance	more information
FREE Technical Support (helpline)
Integrated with eCommerce Builder	FREE
Carts supported [info]	Shopping carts supported eCommerce Builder v4.2 eCommerce Builder v2.0 Shopsite 1shoppingcart Oscommerce X-cart Ashop commerce Roman Cart XSE.NET Storefront.net CommerceHelper.com Rock Solid Night Media (The City Shop) ECommerce Templates Comersus Cart
------------------------------------------------------------------------------------ Features and Value Add -----------------------------------------------------------------------------------------
FREE Virtual Terminal
Repeat Billing Facility
Customer Management System
---------------------------------------------------------------------------------------- Additional Information ----------------------------------------------------------------------------------------
Printable information	Download Datasheet
Hardcopy information	click here
Application timescales & process	click here
Credit history not the best?	click here
FAQ's for this account	click here
NB: In order to increase the merchant's chance of obtaining a merchant facility with one of our sponsor banks due to an applicants status and/or business model and following a full risk assessment of an application, we may need to increase certain elements: mainly the settlement period and the rolling reserve (other terms may be effected depending on the risk sector you operate in and your company’s credit rating). Indeed a longer settlement period and a larger rolling reserve are more likely to reassure our processing bank that we have taken sufficient steps to mitigate the risk exposure on an account. As you can imagine we are unable to tell who will have their terms increased until an application has been put in and is being processed. Please be reassured that you are under no obligation to continue with the application if the new terms offered no longer meet your requirements. If this is the case than simply reply to the relevant email and your application will be terminated. More information Minimum requirements | Monthly online transactions of over £100k?

	View Demo Download Datasheet Quick Account Guide Pricing and Costs     Home High-Risk Businesses Timescales and Process Frequently Asked Questions Important Information Transactions of £100k?     Compare Optimal Account Compare World Account Compare Premier Account
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